Nowadays, it is impossible to live without insurance. In addition to those requirements, optional insurances play a very important role in everyone’s life. But between home insurance, car insurance and many others, the cost accumulated and the insurance budget explodes. So how to avoid going broke while protecting ourselves?
A list of needs
To pay less for your insurance, you must first make a list of your needs. In fact, sometimes we pay for guarantees that we will probably never need. Why then continue to waste money?
In addition, when there is a change in your life and it is related to your insurance, it is advisable to inform your insurer that will adjust your benefits.
In fact, to compare insurance quotes on the market without having to travel or lose time, many people use online comparators. Obviously, this is a revolutionary way and has its advantages, but you need to know that some comparators belonging to insurance companies or brokerage firms, which are either free advertising or asking for money against the quotations, which normally should be free and without obligation.
Negotiate with the insurer
If, for cons, you are fully satisfied with your insurance but would like to see lower bills, your weapon is none other than trading.
Play the card of the competition can also make you earn points from the insurer who will do everything to not lose a customer.
In other situations, an insured may recover, by neglect, overprotection.
Indeed, some contracts include the same guarantees. By subscribing, you end up with duplicates, that is to say the same in different warranty contracts.
There is clearly the importance of reading and exploration of the contract and guarantees offered.
Especially since paying twice does not mean to be reimbursed twice.
Subscribe for car insurance in different companies
Finally, we must consider purchasing your insurance in various insurance companies. It is true that it may seem more convenient and advantageous to choose a single insurer, but remember that prices are different from one company to another, and in seeking the ease, you’re wasting money for an insurance that you may pay much less elsewhere…
In addition, if, following a dispute, your insurer decides to terminate your contract, you do not find all of your private insurance!
Originally posted 2013-07-29 13:42:42.