Most often, it is about the price that the competition is played. However, it is more reasonable to compare the number and extent of coverage offered to make the choice. Moreover, this is the extent of guarantees that largely determine the price of insurance.
The more you are covered, the more you will pay. Third party insurance will necessarily be less expensive than all risks insurance.
In addition, in the case of equal guarantees the price of insurance will not be the same, within the same insurance company.
Simply because insurers do not calculate the same risk-taking by individuals, Insurers have developed an arsenal of their calculations to accurately determine the cost corresponding to a given type of customers. This is why personal information is requested when you purchase your contract. Most car insurance comparators take into account this situation.
For example, the coefficient bonus / malus (which is a reflection of your driving experience) will have an immediate impact on your cheap no deposit car insurance premium, Letting down your rate if bonus up when penalty.
Similarly, your seniority driving, gender and other factors will be considered by the insurer in determining the premium for your car insurance.
Originally posted 2013-06-18 10:03:27.