So before choosing car insurance check if it ensures a system of third-party payment for repairs, if the unit is included in the contract, what are the conditions for breakdown assistance, if you can be paid monthly for contributions, under what conditions are guaranteed the personal items carried in the vehicle and the insurance requirements in the event of vandalism without breaking…
There are two major types of insurance: all risks and third
As its name suggests, comprehensive insurance covers you for a maximum of risks. And it generally includes liability, glass breakage, fire, theft, storms and other extreme weather events, natural disasters, appeals and legal protection…
Whatever the disaster so you’ll be victim, expect that in all cases a deductible remains your responsibility and this is regardless of your contract.
The third party insurance is the minimum insurance required. It comprises at least one car liability which guarantees compensation for damage and injury caused by the driver of the car.
This insurance is recommended for vehicles with a lower value.
However, it may also include responsibilities against the third party, fire and theft, and then it is an alternative to insurance.
Whatever the type of contract chosen, the various guarantees which you want to have a cost advantage.
The repayment terms for theft vary from one company to another. Whatever the type of your insurance in case of theft of your vehicle, you should complain to the police as soon as you become aware of the facts.
Then, you must send a registered letter with acknowledgment of receipt to your insurer to inform the theft of your vehicle. This letter must contain the receipt issued when filing a complaint of theft.
Originally posted 2013-03-11 15:57:38.