Car insurance is mandatory, but paying too much for its premium is not! Compare cheap no deposit car insurance quote, consolidate its various insurance, increase its franchise, use public transport, install an alarm … Anyway, you have a multitude of tips to lower your bill! Here are five!
1 / Use a car insurance comparator
Rather than go around different agencies you can save time by using car insurance comparator. For equal guarantees, you will get the cheapest. Once you have compared, take the opportunity to change car insurance or use this comparison with your current car insurance to lower your price!
2 / Consolidate your insurance
Between your car insurance, home insurance, your health insurance, etc.., so you’re not at a single insurer, it is essential to consider! Call one of your insurers to explain your situation. Normally, you should get attractive discounts. Ensure, however, that your insurance manages all of your different insurance.
3 / Increase the deductible
A good rule of thumb to remember: the higher your premium, the lower the deductible is high. So to lower your car insurance, you can, for example, repair your own vehicle if the repair doesn’t cost too much. Then you don’t to represent your claim. But do not forget that auto insurance is primarily intended to cover the cost of repairs in an accident.
4 / Go to the third for an old vehicle
Compare well the value of your car at the Argus with the cost of your insurance and deductible. Often for a relatively old car (more than 10 years), in case of significant accident, the insurance refuses to repair the vehicle if the repair costs are more or less close to the value of the Argus. No need to pay for all risk in this case, just to ensure the third party.
5 / Buy a car that costs less to insure
Insurers decide premiums based on car types. Logically, a car is more likely to be stolen or involved in an accident, the more expensive it is to insure. Get informed before buying some models, you may change your mind!
Originally posted 2013-04-03 09:06:37.