In terms of car accident insurance should be differentiated:
– All risk insurance car;
– Guaranteed driver;
– Legal protection insurance auto…
However, regardless of cover selected by the insured, be aware that exclusions may be included in the auto insurance.
In insurance car accident, compensation is offered by:
For compensation under a simplified procedure, insurers can offer to victims of damage to accept the method of compensation governed by the Direct Compensation Agreement for use between insured and car insurance companies or direct compensation of the insured in case of pileup.
This agreement provides that each insured is directly compensated by insurance according to a predefined schedule.
By cons accident partially or totally responsible for the Convention does not apply.
In a road accident, damage both physical and material must be evaluated by an expert to determine the level of damage and the amount of compensation.
Every auto insurance policy includes a deductible level which is the share of the damages to be borne by the insured.
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