5 Tips to Save On Your Car Insurance

0 Comment


Car insurance is a major expense for many motorists. This can easily present amount to hundreds of dollars annually. That is why it is important to put all the chances on your side in order to save.


Of course, it is true that some data are out of your control: age, years of driving experience, etc… But here are 5 tips that can help you:


1 – Increase your deductibles  Saving Money on Car Insurance


This is the most famous thing but also the most effective when it comes to controlling your annual premium. Sometimes getting your deductible from $ 250 to $ 500 can make a significant difference. Ask your agent to make several scenarios with different deductibles and choose those appropriate to your financial capacity.


2 – Reduce your mileage


Easy to say! Some motorists who work with their car cannot have this type of control. But most can be done either by using public transit or carpooling. Annual mileage is an important factor to determine the car insurance premium.


3 – Avoid small claims


If you followed the number one tip, it will be easier for you to apply the third thing. Indeed, your claim file is a major issue, and then it’s recommended to ask for compensation for damage only more or less important and that substantially exceed your deductible.


4 – Protect your vehicle against theft


Learn about applicable discounts if you engrave your vehicle or installation of a tracking system. Lock your doors at all times, even if you leave your car for a few seconds. Park it in a well lit area and do not leave anything in sight.


5 – Enjoy discounts


As an agent affiliated with cheap no deposit car Insurance associations, take agreements with several groups, associations and websites. If you are retired, there are also groups that offer discounts.